Terms of Service

Last updated: March 22, 2026

These Terms of Service (“Terms”) govern your access to and use of the website and software-as-a-service platform (collectively, the “Service”) provided by Recap Technologies, Inc. (“Recap,” “we,” “us,” or “our”). By accessing or using the Service, you agree to be bound by these Terms. If you do not agree, do not use the Service.

1. Acceptance of Terms

By creating an account or using the Service, you represent that you are at least 18 years old and have the legal authority to enter into these Terms. If you are using the Service on behalf of an organization, you represent and warrant that you have the authority to bind that organization to these Terms, and “you” refers to both you individually and the organization.

2. Description of Service

Recap Technologies provides AI-assisted financial analytics and workflow tools designed for restructuring professionals, including document intelligence, cash flow modeling, monthly operating report preparation, claims processing, and market intelligence capabilities. The specific features available to you depend on your subscription plan or agreement with us.

3. Accounts & Access

You are responsible for maintaining the confidentiality of your account credentials, including passwords and API keys, and for all activities that occur under your account. You agree to: (a) provide accurate and complete registration information; (b) promptly update your information to keep it current; and (c) notify us immediately of any unauthorized use of your account. We reserve the right to suspend or terminate accounts that violate these Terms or pose a security risk.

4. Your Data

You retain all rights, title, and interest in the data you upload to the Service (“Your Data”). By using the Service, you grant us a limited, non-exclusive license to process Your Data solely for the purpose of providing the Service to you. We will not sell, share, or use Your Data for any purpose other than delivering the Service, except as required by law. We do not use Your Data to train general-purpose AI or machine learning models.

You represent and warrant that you have all necessary rights and permissions to upload Your Data to the Service, including any required consents from data subjects. You are solely responsible for the accuracy, quality, and legality of Your Data.

5. Confidentiality

Each party agrees to treat the other party’s confidential information with at least the same degree of care it uses to protect its own confidential information, but no less than reasonable care. “Confidential Information” includes Your Data, our proprietary technology and business information, and any information designated as confidential. Confidential Information does not include information that is publicly available, independently developed, or rightfully received from a third party without restriction.

6. Intellectual Property

The Service, including its design, features, code, algorithms, models, documentation, and content (excluding Your Data), is owned by Recap Technologies and protected by applicable intellectual property laws. You may not copy, modify, distribute, sell, lease, sublicense, or reverse-engineer any part of the Service without our prior written consent. All rights not expressly granted are reserved.

We may use aggregated, anonymized, and de-identified data derived from the use of the Service for purposes such as improving the Service, generating benchmarks, and conducting research, provided that such data cannot reasonably be used to identify you or any individual.

7. Acceptable Use

You agree not to:

  • Use the Service for any unlawful purpose or in violation of any applicable law or regulation
  • Attempt to gain unauthorized access to the Service, other accounts, or related systems or networks
  • Interfere with, disrupt, or degrade the integrity or performance of the Service
  • Upload malicious code, viruses, or harmful data to the Service
  • Resell, redistribute, or provide access to the Service to third parties without authorization
  • Use the Service to store or transmit material that infringes on third-party intellectual property rights
  • Attempt to extract, scrape, or systematically download data from the Service beyond your authorized use
  • Circumvent or disable any security or access control features of the Service

8. Payment & Billing

If your use of the Service requires payment, you agree to pay all applicable fees as described in your subscription plan or order form. All fees are stated in U.S. dollars unless otherwise specified. Fees are non-refundable except as required by law or as otherwise stated in a written agreement with us. We reserve the right to change pricing upon thirty (30) days’ prior written notice. Late payments may accrue interest at the lesser of 1.5% per month or the maximum rate permitted by law.

9. No Professional Advice

The Service provides AI-assisted tools and outputs for informational and workflow purposes only. The Service does not provide legal, financial, tax, accounting, or investment advice. All outputs generated by the Service, including reports, analyses, models, and recommendations, are intended to assist qualified professionals and should be independently verified. You are solely responsible for any decisions made based on the outputs of the Service. Recap Technologies is not a law firm, accounting firm, or financial advisor.

10. Disclaimer of Warranties

THE SERVICE IS PROVIDED “AS IS” AND “AS AVAILABLE” WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, AND ACCURACY. WE DO NOT WARRANT THAT THE SERVICE WILL BE UNINTERRUPTED, ERROR-FREE, SECURE, OR FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. WE DO NOT WARRANT THE ACCURACY, COMPLETENESS, OR RELIABILITY OF ANY OUTPUTS GENERATED BY THE SERVICE, INCLUDING ANY AI-GENERATED CONTENT.

11. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL RECAP TECHNOLOGIES, ITS OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, OR AFFILIATES BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS, REVENUE, DATA, GOODWILL, OR BUSINESS OPPORTUNITY, WHETHER INCURRED DIRECTLY OR INDIRECTLY, ARISING FROM YOUR USE OF OR INABILITY TO USE THE SERVICE, EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. OUR TOTAL AGGREGATE LIABILITY FOR ANY CLAIMS ARISING UNDER OR RELATED TO THESE TERMS SHALL NOT EXCEED THE GREATER OF (A) THE AMOUNT YOU PAID US IN THE TWELVE (12) MONTHS PRECEDING THE CLAIM OR (B) ONE HUNDRED U.S. DOLLARS ($100).

12. Indemnification

You agree to indemnify, defend, and hold harmless Recap Technologies and its officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, costs, and expenses (including reasonable attorneys’ fees) arising out of or related to: (a) your use of the Service; (b) your violation of these Terms; (c) your violation of any applicable law or regulation; (d) Your Data or any content you submit through the Service; or (e) your infringement of any third-party rights.

13. Termination

Either party may terminate these Terms at any time with thirty (30) days’ written notice. We may suspend or terminate your access to the Service immediately and without notice if you materially breach these Terms or if continued use poses a security risk. Upon termination: (a) your right to use the Service ceases immediately; (b) we will make Your Data available for export for thirty (30) days following termination; and (c) after the export period, we will delete Your Data in accordance with our data retention practices. Sections 5, 6, 8 through 12, 14, and 15 survive termination.

14. Governing Law & Dispute Resolution

These Terms shall be governed by and construed in accordance with the laws of the State of Delaware, without regard to its conflict of law provisions. Any dispute arising under or relating to these Terms shall first be attempted to be resolved through good-faith negotiation between the parties for a period of thirty (30) days. If the dispute cannot be resolved through negotiation, it shall be resolved exclusively in the state or federal courts located in the State of Delaware, and each party consents to the personal jurisdiction of such courts.

15. General Provisions

  • Entire Agreement: These Terms, together with any applicable order forms or subscription agreements, constitute the entire agreement between you and Recap Technologies regarding the Service and supersede all prior agreements and understandings.
  • Severability: If any provision of these Terms is held to be invalid or unenforceable, the remaining provisions shall continue in full force and effect.
  • Waiver: Our failure to enforce any right or provision of these Terms shall not constitute a waiver of such right or provision.
  • Assignment: You may not assign or transfer these Terms or your rights hereunder without our prior written consent. We may assign these Terms in connection with a merger, acquisition, or sale of all or substantially all of our assets.
  • Force Majeure: Neither party shall be liable for any failure or delay in performance due to causes beyond its reasonable control, including but not limited to natural disasters, war, terrorism, pandemics, labor disputes, government actions, or failures of third-party services or infrastructure.
  • Notices: Notices to you may be provided via email to the address associated with your account. Notices to us should be sent to the contact address below.

16. Changes to These Terms

We may update these Terms from time to time. We will notify you of material changes by posting the updated Terms on this page and updating the “Last updated” date. For material changes that affect your rights or obligations, we will provide at least thirty (30) days’ notice via the Service or email. Your continued use of the Service after the effective date of revised Terms constitutes acceptance of the changes.

17. Contact Us

If you have questions about these Terms, please contact us at:

Recap Technologies, Inc.
Contact us via our contact form.